A Right, Not a Privilege

I was looking something up on our Carefirst member portal when I came across this –

Calendar Year To Date Claims Paid Jan 01, 2013 – Dec 31, 2013 $264,759.06

This is the negotiated amount Carefirst paid on our behalf this year.  I can’t begin to imagine what the actual billed total must be.  I am so thankful that we have excellent health insurance.  No matter what our copays or coinsurance amounts, they pale in comparison to the exorbitant cost of treating cancer.   I believe that everyone should have health insurance.  Hopefully like your car or home owners insurance, you will never need it for anything catastrophic.  I certainly never thought we would need it to this degree.