A Right, Not a Privilege

I was looking something up on our Carefirst member portal when I came across this –

Calendar Year To Date Claims Paid Jan 01, 2013 – Dec 31, 2013 $264,759.06

This is the negotiated amount Carefirst paid on our behalf this year.  I can’t begin to imagine what the actual billed total must be.  I am so thankful that we have excellent health insurance.  No matter what our copays or coinsurance amounts, they pale in comparison to the exorbitant cost of treating cancer.   I believe that everyone should have health insurance.  Hopefully like your car or home owners insurance, you will never need it for anything catastrophic.  I certainly never thought we would need it to this degree.

xoxo

Robyn

Day #21 – Health Insurance

There has been a great deal of discourse about the Affordable Care Act, the marketplace and changes to employer plans.  Trust me, I am not about to open up that can of worms.  I just want to say how grateful I am that we have health insurance that gives us access to incredible doctors and top notch medical care.  No matter how much we pay monthly to subscribe or towards the yearly out of pocket deductible, there is no way that either could come anywhere close to the astronomical cost of even one chemotherapy treatment.

xoxo

Robyn

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